Spread The Cost

1. Overview

South Wales Alloys offers customers the option to pay for bookings, new wheels and shop purchases in instalments through Klarna or Clearpay, both third-party finance providers, processed via our secure Stripe checkout. Your instalment agreement is with the provider you choose and is subject to Klarna's terms and conditions or Clearpay's terms of service. We are not a party to that agreement beyond what is set out on this page, and we may change, suspend or withdraw either instalment option at any time. Each option has its own page with its full terms: Pay in 3 with Klarna and Pay in 4 with Clearpay.

2. Eligibility and approval

All instalment applications are assessed by Klarna or Clearpay against their own eligibility criteria, including age, residency and credit checks. You must be at least 18 years old and a UK resident. Either provider may decline an application even where your order otherwise qualifies, and we have no influence over that decision.

3. How payment works

• Select Klarna or Clearpay as your payment method at checkout when paying in full.
• The provider sets your repayment schedule. For Klarna Pay in 3, the first instalment is taken when your order is placed and the remaining two follow at 30 and 60 days. For Clearpay Pay in 4, the first is taken when your order is placed and the remaining three follow every two weeks.
• All instalments are paid directly to Klarna or Clearpay under their terms. We are paid in full on the day.
• Booking deposits of £50 are not available on finance and are paid by card, with the remaining balance settled at the workshop.

4. Returns, refunds and cancellations

Returns and cancellations are handled under our terms and conditions. Where a refund is due on an order paid through Klarna or Clearpay, we refund through Stripe and the provider adjusts your instalment plan or refunds the payments you have made, in line with their policies.

5. Fees and late payments

Any fees, interest or late payment charges are set and applied by Klarna or Clearpay, not by South Wales Alloys. Paying on time keeps both Pay in 3 and Pay in 4 interest free. Missed payments may result in charges from the provider and may affect your credit score.

6. Data and privacy

If you choose Klarna or Clearpay, the personal and order details needed to process your application are shared with that provider and with Stripe, our payment processor. The provider's use of your data is governed by its privacy policy, and ours by our privacy policy.

7. Liability

South Wales Alloys is not responsible for Klarna's or Clearpay's credit decisions, fees, interest or charges, and we do not guarantee that instalment payment will be available for every customer or every order.

8. Governing law

This finance policy is governed by the laws of England and Wales, and any disputes are subject to the jurisdiction of the courts of England and Wales.

9. Contact us

Questions about this policy or paying with Klarna or Clearpay? We are happy to help.

• Phone: 01633 226 305
• Email: sales@southwalesalloys.co.uk
• Address: 1-2 Coomassie St, Newport NP20 2JP